废弃矿山亟须进行科学修复及价值再利用，金融科技在各领域都展现出了巨大的潜力与作用，为废弃矿山旅游业的发展提供了全新的机遇。系统梳理了金融科技视角下废弃矿山生态修复与旅游发展，探讨了金融科技对废弃矿山旅游资源开发在支付结算便捷化、管理智能化、融资渠道多样化等方面产生的积极影响，分析了可能存在的问题，并提出了针对性建议，包括多种方式提高资金筹集与投资回报率，提高技术与应用的适配性，加强数据安全与隐私保护，尊重不同游客的接受度与数字鸿沟，提高环境保护的可持续性与强化监管，加强融合矿山资源与当地文化等，实现金融科技赋能废弃矿山旅游高质量发展。

Abandoned mines urgently require scientific restoration and value reutilization. Financial technology has demonstrated significant potential and impact across various fields and provides new opportunities for the develop-anr ment of abandoned mine tourism. This study systematically reviews ecological restoration and tourism development of abandoned mines from the perspectiv. hanc mologv. discusses positive impacts onрayment convenience, intelligent managemer t, ano versified financing cha rtol irism resource development, analyzes potential challenges. and proposes co suggestions, including nmeasu es to improve fund raising and nt return rate, enhance etseen technolog v and application, strengthen data securitv and privacv protection. respect the acceptability and digital gap between different tourists, increase the sustainability of environmental protection and enhanced supervision, reinforce the integration of mining resources and local culture, to achieve high-quality tourism development of abandoned mines driven by financial technology.